If you’re labeled a high-risk driver in Pennsylvania, you’ve probably heard of the SR-22. While it’s not an actual insurance policy, it’s a certificate your insurer files with the state to confirm you carry the minimum required coverage after serious driving violations—like a DUI, reckless driving, or driving without insurance.

In Pittsburgh, getting slapped with an SR-22 requirement can mean higher premiums and fewer insurers willing to work with you. It’s frustrating, but not the end of the road. Many drivers in this situation look for the best Pittsburgh auto insurance that still accommodates SR-22 filings without outrageous costs.

One key tip? Shop around for insurers that specialize in high-risk coverage. They often offer more flexible plans and understand the path to getting your driving record back on track. Also, maintaining a clean record going forward can help reduce rates over time, even with an SR-22 on file.

Staying insured consistently and avoiding further violations are the two best ways to move past SR-22 status and eventually get back to standard coverage.